
8 Crucial HRA Design Questions
Whether it's a branded product like The Difference Card, or an HRA from one of the many other Third Party Administrators, you need to be prepared to ask several crucial plan design questions: Who will be eligible to participate? As long as the HRA passes nondiscrimination testing, employers have flexiblity when it comes to eligibility. Will this be the new base plan? Will it be "opt out" or "opt in?" Is this the new base plan for new employees? Employees without tenure? What