Transparency

Your Broker is Retired

He or she just hasn't told you yet. In a time before the double digit inflation of the 2000's, the life of a benefits broker was simple....

Cooperatives: Non-Negotiables

Recently, New Jersey has appeared on the national radar for some of the innovative strategies that have been launched. In particular, the...

Plan Sponsor Bill of Rights

As a young entrepreneur, and not surprisingly, I want to see some big changes take place in the health insurance industry. In the age of...

Asymmetric Information: PBMs

"The drug-pricing system is completely broken" - Linda Cahn WHAT IS A PBM? Per PCMA, Pharmacy Benefit Managers (PBMs) administer...

Asymmetric Information in Healthcare

ASYMMETRIC INFORMATION Asymmetric information is present in an economic transaction when one party possesses greater material knowledge...