John DiMartino
COVID-19 INSIGHTS & ESTIMATED IMPACT ON HEALTH PLANS
These certainly are unprecedented times as individuals, companies and governments take steps to slow the spread of COVID 19 in an attempt...
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John DiMartino
- May 11, 2020
- 1 min
HIGH-DEDUCTIBLE HEALTH PLANS MAY NOW WAIVE COST SHARE FOR CORONAVIRUS TESTS
On March 11th, the Internal Revenue Service (IRS) announced that high-deductible health plans (HDHPs) can pay first dollar coverage for...
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John DiMartino
- May 11, 2020
- 2 min
WHAT IS LEVERAGED TREND?
Those in the stop loss market have heard the phrase “leveraged trend” when discussing renewal calculations with your stop loss carrier. ...
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John DiMartino
- May 11, 2020
- 2 min
WHAT’S MY APPROPRIATE SPECIFIC STOP LOSS LEVEL?
You’ve made the decision to convert your health insurance benefit plan from an insured arrangement to a self-funded arrangement. Under...
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Andy Lake
- May 11, 2020
- 2 min
WHAT’S MY APPROPRIATE SPECIFIC STOP LOSS LEVEL?
You’ve made the decision to convert your health insurance benefit plan from an insured arrangement to a self-funded arrangement. Under...
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Andy Lake
- May 11, 2020
- 2 min
WHAT IS LEVERAGED TREND?
Those in the stop loss market have heard the phrase “leveraged trend” when discussing renewal calculations with your stop loss carrier. ...
40 views0 comments
Eric Emerson
- May 11, 2020
- 1 min
HIGH-DEDUCTIBLE HEALTH PLANS MAY NOW WAIVE COST SHARE FOR CORONAVIRUS TESTS
On March 11th, the Internal Revenue Service (IRS) announced that high-deductible health plans (HDHPs) can pay first dollar coverage for...
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Joe Sweeney
- May 11, 2020
- 3 min
COVID-19 INSIGHTS & ESTIMATED IMPACT ON HEALTH PLANS
These certainly are unprecedented times as individuals, companies and governments take steps to slow the spread of COVID 19 in an attempt...
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John DiMartino
- Mar 31, 2020
- 6 min
7/1/2020 - Will the SEHBP be ETBT?
As I'm sure you're aware, there has been quite a bit of conversation regarding the Chapter 78 Relief Bill (you may also hear this...
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John DiMartino
- Mar 19, 2020
- 3 min
Ch. 78 Relief Bill - Non-SEHBP Participants
The "Educator’s Health Benefit Fairness Act" aka the "Chapter 78 Relief Bill" is making its way through the State legislature and is...
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John DiMartino
- Mar 19, 2020
- 3 min
Ch. 78 Relief Bill - SEHBP Participants
The "Educator’s Health Benefit Fairness Act" aka the "Chapter 78 Relief Bill" is making it's way through the State legislature and is...
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John DiMartino
- Sep 28, 2018
- 1 min
NJ Direct & Freedom 0
On September 17, 2018 the SEHBP Plan Design Committee approved the implementation of a new plan option for the Active population,...
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John DiMartino
- Sep 27, 2018
- 2 min
SEHBP 2019: Final Rate Renewal
On Monday, September 17, the SEHBP Plan Design Committee met to review potential changes to the 2019 SEHBP Medical and Prescription Drug...
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John DiMartino
- Sep 20, 2018
- 2 min
9/19/18 SEHBC Meeting Recap
On Monday, September 17, the SEHBP Plan Design Committee met to review potential changes to the 2019 SEHBP Medical and Prescription Drug...
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John DiMartino
- Feb 9, 2018
- 3 min
Pre-PARE for Surprise Bills
Have you ever received an unexpected medical bill in the mail? Maybe it was connected to a planned surgery, an MRI, an ambulance ride, or...
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John DiMartino
- Feb 6, 2018
- 3 min
17-18 BOE Negotiations: 3 Major Takeaways
The NJSBA is the go-to source of information for New Jersey Boards of Education. On 12/22/17 the NJSBA released its most up-to-date...
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John DiMartino
- Oct 18, 2017
- 4 min
Your Broker is Retired
He or she just hasn't told you yet. In a time before the double digit inflation of the 2000's, the life of a benefits broker was simple....
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John DiMartino
- Oct 18, 2017
- 3 min
Cooperatives: Non-Negotiables
Recently, New Jersey has appeared on the national radar for some of the innovative strategies that have been launched. In particular, the...
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John DiMartino
- Oct 18, 2017
- 2 min
Plan Sponsor Bill of Rights
As a young entrepreneur, and not surprisingly, I want to see some big changes take place in the health insurance industry. In the age of...
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John DiMartino
- Oct 18, 2017
- 3 min
Asymmetric Information: PBMs
"The drug-pricing system is completely broken" - Linda Cahn WHAT IS A PBM? Per PCMA, Pharmacy Benefit Managers (PBMs) administer...
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