John DiMartinoMay 11, 20203 minCOVID-19 INSIGHTS & ESTIMATED IMPACT ON HEALTH PLANSThese certainly are unprecedented times as individuals, companies and governments take steps to slow the spread of COVID 19 in an attempt...
John DiMartinoMay 11, 20201 minHIGH-DEDUCTIBLE HEALTH PLANS MAY NOW WAIVE COST SHARE FOR CORONAVIRUS TESTSOn March 11th, the Internal Revenue Service (IRS) announced that high-deductible health plans (HDHPs) can pay first dollar coverage for...
John DiMartinoMay 11, 20202 minWHAT IS LEVERAGED TREND?Those in the stop loss market have heard the phrase “leveraged trend” when discussing renewal calculations with your stop loss carrier. ...
John DiMartinoMay 11, 20202 minWHAT’S MY APPROPRIATE SPECIFIC STOP LOSS LEVEL?You’ve made the decision to convert your health insurance benefit plan from an insured arrangement to a self-funded arrangement. Under...
Andy LakeMay 11, 20202 minWHAT’S MY APPROPRIATE SPECIFIC STOP LOSS LEVEL?You’ve made the decision to convert your health insurance benefit plan from an insured arrangement to a self-funded arrangement. Under...
Andy LakeMay 11, 20202 minWHAT IS LEVERAGED TREND?Those in the stop loss market have heard the phrase “leveraged trend” when discussing renewal calculations with your stop loss carrier. ...
Eric EmersonMay 11, 20201 minHIGH-DEDUCTIBLE HEALTH PLANS MAY NOW WAIVE COST SHARE FOR CORONAVIRUS TESTSOn March 11th, the Internal Revenue Service (IRS) announced that high-deductible health plans (HDHPs) can pay first dollar coverage for...
Joe SweeneyMay 11, 20203 minCOVID-19 INSIGHTS & ESTIMATED IMPACT ON HEALTH PLANSThese certainly are unprecedented times as individuals, companies and governments take steps to slow the spread of COVID 19 in an attempt...
John DiMartinoMar 31, 20206 min7/1/2020 - Will the SEHBP be ETBT?As I'm sure you're aware, there has been quite a bit of conversation regarding the Chapter 78 Relief Bill (you may also hear this...
John DiMartinoMar 19, 20203 minCh. 78 Relief Bill - Non-SEHBP ParticipantsThe "Educator’s Health Benefit Fairness Act" aka the "Chapter 78 Relief Bill" is making its way through the State legislature and is...
John DiMartinoMar 19, 20203 minCh. 78 Relief Bill - SEHBP ParticipantsThe "Educator’s Health Benefit Fairness Act" aka the "Chapter 78 Relief Bill" is making it's way through the State legislature and is...
John DiMartinoSep 28, 20181 minNJ Direct & Freedom 0On September 17, 2018 the SEHBP Plan Design Committee approved the implementation of a new plan option for the Active population,...
John DiMartinoSep 27, 20182 minSEHBP 2019: Final Rate RenewalOn Monday, September 17, the SEHBP Plan Design Committee met to review potential changes to the 2019 SEHBP Medical and Prescription Drug...
John DiMartinoSep 20, 20182 min9/19/18 SEHBC Meeting RecapOn Monday, September 17, the SEHBP Plan Design Committee met to review potential changes to the 2019 SEHBP Medical and Prescription Drug...
John DiMartinoFeb 9, 20183 minPre-PARE for Surprise BillsHave you ever received an unexpected medical bill in the mail? Maybe it was connected to a planned surgery, an MRI, an ambulance ride, or...
John DiMartinoFeb 6, 20183 min17-18 BOE Negotiations: 3 Major TakeawaysThe NJSBA is the go-to source of information for New Jersey Boards of Education. On 12/22/17 the NJSBA released its most up-to-date...
John DiMartinoOct 18, 20174 minYour Broker is RetiredHe or she just hasn't told you yet. In a time before the double digit inflation of the 2000's, the life of a benefits broker was simple....
John DiMartinoOct 18, 20173 minCooperatives: Non-NegotiablesRecently, New Jersey has appeared on the national radar for some of the innovative strategies that have been launched. In particular, the...
John DiMartinoOct 18, 20172 minPlan Sponsor Bill of RightsAs a young entrepreneur, and not surprisingly, I want to see some big changes take place in the health insurance industry. In the age of...
John DiMartinoOct 18, 20173 minAsymmetric Information: PBMs"The drug-pricing system is completely broken" - Linda Cahn WHAT IS A PBM? Per PCMA, Pharmacy Benefit Managers (PBMs) administer...